“$72,000 for a Kia? » – Dave Ramsey tells Florida woman 'We'll call this debt a stupid tax' after her husband buys an electric vehicle now worth only half that amount

Buying a car shouldn't feel like financial quicksand, but for Ashley of Jacksonville, Fla., that's exactly what happened when her husband's $72,000 impulse purchase shook his financial situation.

On a recent episode of The Ramsey Show, Ashley stated her case to financial guru Dave Ramseywho didn't hold back. “$72,000 for a Kia?” he exclaimed, his disbelief echoing the sentiments of anyone who has ever tried to make their budget work with a champagne-priced car in the garage.

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Ashley's husband had already paid for a reliable car. He then decided to upgrade to a $32,000 SUV. It wasn't the best financial decision, but it wasn't catastrophic. But then the dealer threw him the shiny bait of a Kia EV6 – a car he didn't need and I couldn't afford. A year later, they owe $65,000 for the electric vehicle. Ashley says he can't sell the car because the highest he “gets” for the car is $40,000. That's $25,000 underwater, with a monthly car payment of $1,200 – not including insurance.

“Oh and our rent is $1,500,” Ashley added. “We are not financially able to afford this car.”

Naturally, Ramsey wanted to know where the $40,000 valuation came from. “Who said?” he asked. Ashley explained that her husband checked with a few dealerships.

Ramsey immediately fired back. “Yeah, he's not good at that,” he said, cutting her off. “Are you telling me he lost $32,000 in just one year?”

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Ramsey got straight to the point: “Your husband called the same drug dealer who fucked him the first time and asked him what they could give him in return. And they thought, 'Oh, we'll take this guy back .'”

Ashley's husband isn't the only one feeling the pain of purchasing a new electric vehicle. Electric vehicles depreciate faster than gasoline cars. A study from iSeeCars.com, reported by Spectrum News 1, shows that prices for used electric vehicles have fallen 31.8% over the past year, compared to just 3.6% for traditional cars. That's a harsh reality for anyone who expects electric vehicles to hold their value like a Tesla stock.

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